Latest Updates

Latest Purchase Updates

ARM becoming more popular

Adjustable Rate (ARM) Mortgages Have Been Shunned For Years — But Should Be Considered In 2018 During the last few years, few mortgage borrowers have bothered with adjustable rate mortgages (ARMs). According to analysts at Ellie Mae, market share for the ARM mortgage

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Why people are building more homes

A surge in supply New home construction may finally be picking up. And if word from the National Association of Home Builders is any indication, it could alleviate the housing shortage and improve conditions for first-time buyers. The construction cooldown

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How raising your FICO can save you BIG

How to increase your credit score fast You can raise your FICO and reduce what you pay for a mortgage, automobiles, and credit cards. And it’s not that hard to do. Here’s a step-by-step guide to get your credit score

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What NOT to do when applying for a mortgage

Remove Obstacles Before You Start For most people, a home is the largest investment of their lives. The majority of today’s homeowners will use mortgage financing for this investment. Fortunately, more than 75% of home purchase applications are approved and completed, according to a

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FHA vs USDA

How Affordable Are USDA Home Loans? Home buyers looking for a zero downpayment mortgage with low monthly payments should consider USDA home loans. The United States Department of Agriculture (USDA) loan, also known as the Rural Development (RD) loan, requires no downpayment and is

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